Accounts

Experience the difference with our High Interest Checking+ account, designed to offer a variety of benefits that provide a rewarding banking experience. Enjoy higher interest rates and additional perks that make managing your finances more beneficial and convenient.

Earn More 3% APY* on Balances up to $25,000 Monthly Fee No Fee Access to Your Direct Deposit Up to 2 Days Early Access When You Need It Unlimited Non-CUofGA ATM Fee Refunds*

Account Features

Competitive Interest Rates*

Receive a return of 3% APY* on balances up to $25,000.

Early Direct Deposit Access

Receive your Direct Deposit up to two days earlier than traditional banking processes.

Digital Wallet

Load your Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

Unlimited ATM Fee Refunds*

Receive unlimited fee refunds at non-Credit Union of Georgia ATMs.

Financial Advising

A complimentary visit with our financial advisor for personalized financial guidance.

Card Central Access

Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

Free Checks*

Receive a complimentary box of checks upon account opening.

Account Alerts

Receive alerts via email or text when payments are due or balances fall below the limit you specify.

Overdraft Protection

Finding yourself short on funds can be scary. To make it easier, qualifying accounts are eligible for overdraft protection with Courtesy Pay.

Free Checking

Keep It Simple With Your Day-To-Day Banking Needs with Free Checking!

Simplify your daily banking with our easy peasy Free Checking account. Designed to meet your everyday financial needs, our Free Checking account offers a straightforward, cost-effective solution to manage your money.

Monthly Fee No Fee Access to Your Direct Deposit Up to 2 Days Early Online Banking Absolutely Account Open to Members Age 18 & Up

Account Features

Early Direct Deposit Access

Receive your Direct Deposit up to two days earlier than traditional banking processes.

Online Access

With our secure and user-friendly digital platform, you can manage your finances effortlessly, whether you’re at home or on the go.

Account Alerts

Receive alerts via email or text when payments are due or balances fall below the limit you specify.

Overdraft Protection

Finding yourself short on funds can be scary. To make it easier, qualifying accounts are eligible for overdraft protection with Courtesy Pay.

Digital Wallet

Load your free Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

Card Central Access

Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

CU Simply Checking

A Financial Step in the Right Direction

Simply Checking allows members to rebuild their checking history while still having access to an everyday checking account. A $100 initial deposit allows members access to check-writing capabilities and ATM usage, along with many other checking account privileges.

Monthly Fees $10 Open an Account With as Little as $100 Online Banking Absolutely

Account Features

Online Access

With our secure and user-friendly digital platform, you can manage your finances effortlessly, whether you’re at home or on the go.

Card Central Access

Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

Visa® Debit Card

Spend conveniently with a free debit card that’s accepted almost everywhere.

Free eStatements

Receive monthly statements electronically and save an electronic copy for your records. Review up to 24 months of statements online once enrolled.

Digital Wallet

Load your free Visa Debit Card to your Apple®, Samsung®, or Google Wallet®.

Card Central Access

Manage travel notes, payment options, fraud and more on your Debit Card all from Digital Banking.

Senior Class

Are You Over The Age of 65? Great News!

If you are 65 or older, Senior Class is automatically added to your Checking and Savings accounts so that you can enjoy a range of senior-specific benefits. Designed to meet the unique needs of seniors, this addition provides extra services at no extra cost.

Account Open to Members 65 Years & Older Are There Senior Benefits Of Course There Are Free Checks for Members with a Checking Account Every 12 Months

Senior Class Benefits

Jumbo CD Rates on All CD Balances

Whether you’re a seasoned investor or looking to grow your savings, our Jumbo CDs offer a secure and high-yield investment opportunity.

Free Paper Statements

Receive monthly paper statements at no cost to you. Keep track of your finances with ease and enjoy the peace of mind that comes with having a physical record of your transactions.

$10 Off Any Size Safe Deposit Box Rental

Whether you need a small box for personal documents or a larger one for valuable items, we have the right size for you.

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

A simple, straightforward mobile banking experience

View accounts, transfer money, pay bills and deposit checks. Complete simple banking tasks in less than 60 seconds.

Here’s how it works

1

Open an Account

Open the perfect checking account, completely online, with just a $25 deposit. No minimum balances after that.

2

Set Up Digital Banking

Set up online banking and start receiving eStatements. Connect with your finances in just a few clicks or taps.

3

Enjoy a New Way to Bank

Money doesn’t have to be complicated. We’ve spent years perfecting our accounts, digital resources and service so that it’s not.

Just opened an account and couldn’t have received better service. The staff was terrific! Finally, I don’t feel like a number in a financial institution!

The fine print

*To qualify for premium dividends on the first $25,000 and to have ATM fees refunded at month end from usage at non-Credit Union of Georgia ATMs, members need to meet the following monthly requirements: have one direct deposit credited to their account, maintain an average daily balance of $2,500 or greater, have 15 or greater debit card transactions totaling $500 or greater posted to their account, and be at least 18 years old.

Routing Number: 261171493

Mailing Address: P.O. Box 788, Acworth, GA 30101-0788

Credit Union of Georgia does business as (DBA) Credit Union of Georgia. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Credit Union of Georgia respects your privacy. Please view our Privacy Policy. Credit Union of Georgia is federally insured by the National Credit Union Administration and is an Equal Housing Lender.

© 2024 CU of Georgia. All Rights Reserved.

Compare All Checking Accounts

Compare All Checking Accounts

CU Rewards + Interest Checking

CU Rewards Checking

CU Basic Checking

CU Simply Checking

The Fine Print

$10 required for all new members in a Savings Account. $25 minimum opening deposit required for CU Rewards + Interest Checking, CU Rewards Checking and CU Basic Checking. $100 minimum opening deposit required for CU Simply Checking. Once you join, you are then eligible to take advantage of all the benefits of Credit Union of Georgia membership.
*Avoid $3.95 monthly fee with the CU Basic Checking Account by enrolling in eStatements and/or $250 in Direct Deposit. **Receive a $2 discount with CU Rewards Checking Account when over 65 years old or under 18 years old. ***Avoid $5.95 monthly fee with CU Rewards + Interest Checking with $5,000 average CU Rewards + Interest Daily Checking Balance or $50,000 combined deposit and loan balance per individual membership. ****Additional ATM transactions in excess of the limit are $1.50 each at non-Credit Union of Georgia ATMs/ITMs. *****If you receive a loan rate discount, the Annual Percentage Rate (APR) on your loan(s) may increase during the term of the transaction if you close your CU Rewards + Interest Checking Account. At that time, the rate will increase by 0.25%. The increase in the rate will result in higher payments for the same term. If you receive a premium CD rate, the Annual Percentage Rate (APR) on your CD may decrease during the term of the transaction if you close your CU Rewards + Interest Checking Account. The decrease in the APR will result in lower dividends for the same term. Loan rate discounts do not apply to Visa Credit Cards, 1st Mortgage Loans, Home Equity Loans or any Line of Credit loan. *****Value-Added Benefits: IDProtect Identity Theft Monitoring & Resolution Service, Accidental Death & Dismemberment Insurance, Debit Advantage, Debit Card for Kids and Teens, Roadside Assistance Service, Cell Phone Protection, Travel and Leisure Discounts, VIP Concierge Service, Rideshare Protection, Shopping Rewards, Health Discount Savings. The Credit Union of Georgia has partnered with third parties to provide the Benefits described above. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions.